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Checking Account Comparison Chart:
Washington

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Account Characteristics	Quest	UltraQuest	Checking W/Interest	Free Checking
Interest-Bearing	Yes	Yes	Yes	No
Transaction Activity	Unlimited	Unlimited	Unlimited	Unlimited
Minimum Opening Deposit	$100	$100	$100	$50
Balance and/or Other Requirements to Avoid Monthly Fees	$2,500 minimum in Regular Savings OR $5,000 minimum daily ledger in Tiered Money Market Savings (TMMS) OR $10,000 minimum combined daily balance in checking, Regular Savings, TMMS, Premium Tiered Money Market Savings (PTMMS), CDs or IRAs¹ OR an EquityLine of $10,000 or more OR an existing EquityLoan account.²	$25,000 minimum combined balance in checking, Regular Savings, TMMS, PTMMS, CDs or IRAs¹	$750 minimum balance OR $2,000 average daily collected balance	None
Overdraft Protection	Available	Available	Available	Available
Fees:
Monthly Maintenance Fee	$15.00	$25.00	$10.00	None
Per Check Fee	None	None	None	None
Per Electronic/ ATM Fee	None	None	None	None
Per PIN Debit Card Transaction	None	None	None	None
Non-Proprietary ATM Fee	None	None	None	None
Check Handling:
Check Safekeeping	No Charge	No Charge	No Charge	No Charge
Check Imaging	No Charge³	No Charge³	No Charge³	No Charge³
Check Return	$10.00	$10.00	$10.00	$10.00

¹ See an IronStone Bank banker for other qualifying accounts.
² Normal credit approval applies.
³ There is no charge for check imaging up to 140 items per statement period. Over 140 items, there is a charge of $5.00 per statement period.

All checking accounts are subject to Bank approval.


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