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Small Businesses with lower monthly checking activity. The perfect fit for many new businesses. |
Businesses that need moderate checking activity at a very competitive monthly fee. |
Established businesses that want to pay a flat monthly fee for higher checking activity. |
Small to mid-sized medical, dental and legal practices with higher checking activity that want a package of services. |
Established businesses with higher checking activity and/or a need for additional services. An earnings credit based on deposit balances (in analysis checking or money market savings) can offset service charges for checking activity. |
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No |
No |
No |
No |
All Analysis Checking accounts except Regular Checking earn interest. |
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Monthly maintenance fee includes up to 175 items (debits, deposits and deposited items). |
Monthly maintenance fee includes up to 250 items (debits, deposits and deposited items). |
Monthly maintenance fee includes up to 500 items (debits, deposits and deposited items). |
Monthly maintenance fee includes up to 1000 items (debits, deposits and deposited items). |
Monthly maintenance fee and per item fees for debits, deposits and items deposited. |
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$100 |
$100 |
$100 |
$100 |
$100 |
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None |
Maintain a $5,000 average daily checking balance or a $15,000 minimum daily balance in a related Business Savings account. |
Maintain a $10,000 average daily checking balance or a $20,000 combined daily balance in Bus. Quest checking, Business Savings, Commercial Money Market Savings or CDs. |
Maintain a $25,000 average daily checking balance or $75,000 combined daily balance in Business Checking, Business Savings, CD's, or Money Market Savings. |
Earnings credit can offset some or all service charges. |
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None |
$20.00 |
$30.00 |
$50.00 |
$14.00 |
|
Over 175 total items = $.35 per item |
Over 250 total items = $.35 per item |
Over 500 total items = $.35 per item |
Over 1000 total items = $.35 per item |
Per debit = $.16
Per paper deposit = $.35
Per electronic deposit = $.30
Per item deposited:
In-state = $.10;
Out-of-state = $.10;
Government/On-Us = $.10 |
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None |
$1.50 |
None, when balance qualifier is maintained |
None |
$1.50 |
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|
No Charge |
No Charge |
No Charge |
No Charge |
No Charge |
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No Charge* |
No Charge* |
No Charge* |
No Charge* |
No Charge* |
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Not Available |
$10.00 |
$10.00 |
Not Available |
$10.00 |
|
|
Preferred interest rates on new loans.
Monthly maintenance fee waived for one year on personal Regular Checking.
Half price first order of standard business checks including binder, deposit slips and endorsement stamp.
Free 3"x5" safe deposit box (or a discount on a larger box) for one year. Or, a free initial supply of 50 disposable night deposit bags.
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Preferred interest rates on new loans and CDs.
Monthly maintenance fee waived on a personal Quest Account (or any other personal checking account) for one year.
First order of standard business checks, binder, deposit slips and endorsement stamp free.
Free 3"x5" safe deposit box (or a discount on a larger box) for one year.
Free initial supply of 75 disposable night deposit bags. |
First order of standard business checks, binder, deposit slips and endorsement stamp free.
Monthly maintenance fee waived on a personal Quest Account (or any other personal checking account).
Preferred interest rates on new loans and CDs, and discounts on Loan Origination Fees.
Free 3"x 5" safe deposit box (or a discount on a larger box) for one year.
Free initial supply of 75 disposable night deposit bags.
ACH Origination Service (Base module fee, 2 ACH files and up to 25 transactions per month included at no cost).
Discount on Merchant Services and Equipment.
No annual fee on any IronStone Bank business or personal credit card. |
Add a Money Market Savings analysis account—interest rates are tiered based on the daily balance.
Take advantage of many other Business & Treasury Services solutions that increase business efficiency and maximize use of business funds.
At this time, IronStone Bank does not pass along FDIC insurance costs to the business. |
