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Savings, CDs & IRAs

Retirement Accounts and Education Savings Accounts

	Guide to Choosing An IRA
	Guide to IRA Rollovers

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Retirement Accounts and Education Savings Accounts

Retirement accounts and education savings accounts are a great way to start saving for your future. And IronStone Bank has a great selection of tax-deferred IRA investments to suit your needs. Select from:

Traditional IRAs: These investments have been popular with many Americans for years. In many cases, the contributions are tax deductible and the earnings are tax-deferred until retirement. For more information see the
IRA Comparison Chart.

Roth IRAs: The earnings are TAX-FREE, as opposed to tax-deferred at retirement, while contributions are made with after tax dollars. For more information see the
IRA Comparison Chart.

SEPs: Simplified Employee Pensions allow greater flexibility and higher contribution limits than IRAs. Self-employed individuals and small business owners prefer SEPs.

Coverdell Education Savings Account: This savings account allows you to contribute up to $2,000 per child per year for use with secondary and post secondary educational expenses. Contributions are after-tax, and earnings are TAX-FREE.

SIMPLES: Savings Incentive Match Plans for Employers are salary deferral plans that allow businesses to make matching contributions to their employees' accounts. SIMPLE accounts are specifically designed for small businesses.

	Guide to Choosing An IRA

	Guide to IRA Rollovers

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