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Overdraft Protection

Checkline Reserve

In case of an emergency or accidental overdraft, Checkline Reserve can be a lifesaver. Just write a check and write yourself a loan—anytime, anywhere

Get an automatic line of credit built right into your checking account to cover overdrafts.
Use your own checks or get a loan directly from your reserve account with special Checkline Reserve checks.
There is no charge to establish a Checkline Reserve—finance charges only accrue when you use it.
Funds are advanced to your checking account in increments of $100.

Checkline Reserve Plus

This has all the advantages of Checkline Reserve, plus larger lines of credit are available at lower interest rates. The variable interest rate you pay is based on the amount of credit line approved and is tied to the IronStone Bank prime rate.*

Call us toll-free at
1.866.IB DIRECT
(1.866.423.4732), or...

E-mail IronStone Bank

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For more information or to open an account, stop by your local branch or call us at
1-866-IB DIRECT (1-866-423-4732).

You may also e-mail us.

Normal credit approval applies.

*The prime rate used to determine your APR is the IronStone Bank prime rate as of the last business day of the preceding calendar month.


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