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Fee Schedule

Addendum to the Disclosure Of Products And Fees Checking And Savings.

Online Banking through ironstonebank.com and
Online Banking through Quicken® or Microsoft® Money®

Monthly Service Charges

Effective April 2006

Online Account Access
Monthly Service Fee, which includes funds transfer capability
Access through ironstonebank.com	(unlimited sessions per month)	No charge
Access through Quicken® software	(unlimited sessions per month)	$5.95
Access through Microsoft® Money® software	(unlimited sessions per month)	No charge
Bill Pay
Monthly Service Fee
ironstonebank.com	(unlimited sessions plus unlimited bill payments using the service)	No Charge
Quicken® software	(unlimited sessions plus unlimited bill payments using the service)	$13.95
Microsoft® Money® software	(unlimited sessions plus unlimited bill payments using the service)	No Charge
Other Charges
Proof of payment for bill payment not in dispute for payment less than six months old for payment more than six months old		$10.00 $15.00
Payee returned payment due to customer error		$15.00
Fund retrieval letter to merchant due to customer error		$15.00
Research from offline files ($15.00 minimum)		$15.00/hour
You authorize us to charge your service charge account for the "other charges." Other charges, if any, will be imposed at the end of each statement period.


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