IronStone Bank | Business Services | Planning Your Business

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	Checking, Savings & CDs
	Credit & Financing
	Merchant Services
	Business & Treasury Services
	Cash Management
	Additional Business Services

Making sure your cash flow matches your needs is essential to the health of your business. We can help. We offer a complete range of services for helping you manage your cash flow effectively and cost-efficiently—everything from credit card processing and customized lines of credit to factoring and zero-balance accounts.

	Merchant Services When you accept credit and debit cards you not only improve cash flow, you cut the risk of bad checks. We help you process all major cards.
	Business Online Banking With real-time transfers, online Bill Pay and other features, BOB means you can handle your money more efficiently.
	Leasing 1 Rather than tying up money in a piece of equipment or a vehicle, leasing can free up capital for other uses.

	Personal Checking, Savings and Lines of Credit 1 A IronStone Relationship Banker can show you how to use personal accounts to help manage business cash flow.
	Working Capital Finance If your firm is engaged in business-to-business sales, you can ensure continuous cash flow (and avoid any collection headaches) by selling your commercial accounts receivable to our Working Capital Finance division.

1 Sweep investments are not deposit accounts and are not FDIC insured.

2 Subject to Bank and/or normal credit approval.


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