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Certificates of Deposit (CDs)
IronStone Bank offers numerous types of CDs with competitive rates. Business Quest customers earn preferred rates on 6- to 17-month CDs with a minimum of $5,000 per CD.
Term
Rate
Minimum Deposit
Interest Compounded
1 Year Multi-Option
Fixed interest rate guaranteed to maturity.
(If rates go up, you may convert every 90 days to a higher rate.)
$500
Daily
7-31 Days
Fixed interest rate based on balance tiers.
$2,500
Daily
32-364 Days
Fixed rate based on balance tiers.
$500
Daily
6-17 Months
Special fixed interest rate based on balance tiers for Business Quest customers.
$500
Daily
12 - 60 Months
Fixed interest rate based on balance tiers.
$500
Daily
For public and business customers, jumbo certificates of deposit are available for $100,000 or more.
For more information or to open an account, stop by your local branch or call us at
1-866-IB DIRECT (1-866-423-4732).
You may also e-mail us.
The following three tiers apply to all fixed interest rate CDs:
Tier 1: Minimum deposit to open up to $9,999
Tier 2: $10,000 to $49,999
Tier 3: $50,000 and above