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IronStone Bank to Open Second Office in Arizona
Branch opens July 14 at Shea Boulevard location in Scottsdale

July 7, 2003

SCOTTSDALE, Ariz. - IronStone Bank will open its second Arizona office on Monday, July 14, at 7000 E. Shea Blvd., Suite 1001, in Scottsdale.
“This new office, located on one of the city’s most prominent business corridors, will allow us to expand our operations and better serve the people and businesses of Scottsdale,” said IronStone Bank President Jay Parker. “With our exceptional brand of personal service, we’re particularly well suited to meet the financial needs of small to mid-sized businesses, professionals and the medical community.”
Susan Wells, who has 25 years of financial services experience, will manage the office. Mark Casada is a business/commercial lender based at the new branch.
The lobby and two drive-through lanes will be open Monday through Thursday, 9 a.m. to 4 p.m., and Friday, 9 a.m. to 5 p.m. The office features a walk-up ATM and a night depository.
The Shea Boulevard office is the second of three IronStone locations currently planned for the greater Scottsdale community. The bank opened an office in February 2003 at 7001 N. Scottsdale Road in the Scottsdale Seville Shopping Center. The bank is also constructing a new building at Northsight Boulevard and Raintree Drive near the Scottsdale Municipal Airport. The office is expected to open in the third quarter of 2004.
IronStone Bank also has three offices in Austin, Texas, and two in San Diego County, Calif. Other IronStone Bank offices are planned for Mission Viejo, Newport Beach, Rancho Santa Margarita, Sacramento and Solana Beach in California.
IronStone Bank delivers exceptional service and comprehensive personal and business banking products. Consumers can get Free Checking accounts with overdraft protection and will not be charged IronStone Bank fees for using other banks’ ATMs. Businesses can choose IronStone Bank’s Business Quest checking account with an Investment Sweep and a no-fee business credit card.
IronStone Bank associates are dedicated to building long-lasting relationships with families, small to mid-sized businesses, professionals and the medical community. The bank is a division of Atlantic States Bank, a federally-chartered thrift institution with 39 offices in Georgia and Florida. Late in 2003, all Atlantic States offices will change to the IronStone Bank name. Atlantic States is a subsidiary of Raleigh, N.C.-based First Citizens BancShares Inc. (Nasdaq: FCNCA), one of the 100 largest financial holding companies in the United States with $12.39 billion in assets.
In addition to the two locations in Scottsdale, customers can access financial services through the bank’s Customer Contact Center toll free at 1-866-IB DIRECT (1-866-423-4732) and through the Internet at ironstonebank.com.

Barbara Thompson
(919) 716-2716
First Citizens BancShares