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IronStone Bank to Open First Office in California
May 1, 2003

SAN DIEGO - IronStone Bank will open its first California office on Monday, May 5, at 8650 Genesee Ave. in the Costa Verde Shopping Center in San Diego.
“IronStone Bank is a great match for the people and businesses of San Diego,” President Jay Parker said. “Our associates know the community and the banking business. We’re excited about helping our California customers reach their financial goals and developing long-lasting relationships with them.”
Steve Wise, who has 12 years of local banking experience, is IronStone Bank’s area executive for the San Diego market. Cheryl Gonzales will manage the new office.
The lobby will be open Monday through Thursday, 9 a.m. to 4 p.m., and Friday, 9 a.m. to 5 p.m. The office features a walk-up ATM.
Later this summer, the bank will open an office at 835 Pearl St. in La Jolla. The bank has also announced plans to open new locations in Newport Beach, Mission Viejo, Rancho Santa Margarita, Sacramento and Solana Beach. IronStone Bank opened three offices in Austin, Texas, last year and its first office in Scottsdale, Ariz., in February.
IronStone Bank delivers exceptional service and comprehensive personal and business banking products. Consumers can get Free Checking accounts with overdraft protection and will not be charged IronStone Bank fees for using other banks’ ATMs. Businesses can choose IronStone Bank’s Business Quest checking account with an Investment Sweep and a no-fee business credit card.
IronStone Bank associates are dedicated to building long-lasting relationships with families, small to mid-sized businesses, professionals and the medical community. The bank is a division of Atlantic States Bank, a federally-chartered thrift institution with 39 offices in Georgia and Florida. Atlantic States is a subsidiary of Raleigh, N.C.-based First Citizens BancShares Inc. (Nasdaq: FCNCA), one of the 100 largest financial holding companies in the United States with $12.39 billion in assets.
In addition to the Costa Verde office, customers can access financial services through the bank’s Customer Contact Center toll free at 1-866-IB DIRECT (1-866-423-4732) and through the Internet at ironstonebank.com.

Barbara Thompson
(919) 716-2716
First Citizens BancShares