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IronStone Bank to Open Third Office in Orange County, Calif.
New location in Newport Beach to open Dec. 15

December 8, 2003

NEWPORT BEACH, Calif. - IronStone Bank will open its third Orange County office on Monday, Dec. 15, at 1201 Dove St., Suite 150, in Newport Beach.
The office is centrally located on one of Newport Beach’s prominent business corridors, close to the Hoag Hospital medical district and convenient to Costa Mesa, Irvine and Santa Ana. The office marks the sixth IronStone Bank location to open in California since May.
“Our expansion continues in California, where we are well suited to meet the needs of small business owners, healthcare providers and other professionals,” said IronStone President Jay Parker. “We have associates who know the Orange County market and are working to build strong relationships in the community.”
Victoria Campbell is manager of the Newport Beach office. She has 34 years of banking experience in Orange County. David Mishriki, Peter Meshreky and Tom Preston are relationship business bankers based at the office.
Hours of operation for the Newport Beach office are Monday through Thursday, 9 a.m. to 4 p.m., and Friday, 9 a.m. to 5 p.m. The office features a walk-up ATM. A grand-opening celebration will be held in early 2004.
Since September 2002, IronStone Bank has opened 11 offices located in Austin, Texas; Scottsdale, Ariz.; and Orange County, San Diego and Sacramento, Calif. (The Sacramento office at 455 Capitol Mall opened today.) The bank recently announced its application for entry into Colorado and New Mexico.
In Orange County, IronStone Bank has three locations: Newport Beach, Mission Viejo (26980 Crown Valley Parkway) and Rancho Santa Margarita (29818 Santa Margarita Parkway, Suite A).
IronStone Bank is a division of Atlantic States Bank, a federal savings bank with 38 offices in Georgia and Florida. Atlantic States is a subsidiary of First Citizens BancShares Inc. (Nasdaq: FCNCA), a $12.4 billion financial holding company based in Raleigh, N.C.
IronStone Bank works to build longstanding relationships with individual customers, small to mid-sized businesses, professionals and the medical community. In addition to the Newport Beach office, customers can access financial services through the bank’s Customer Contact Center toll free at 1-866-IB DIRECT (1-866-423-4732) and through the Internet at ironstonebank.com.

Barbara Thompson
(919) 716-2716
First Citizens BancShares