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IronStone Bank Announces Plans for Second Orange County Office
January 10, 2003

RANCHO SANTA MARGARITA, Calif. – Jay Parker, president of IronStone Bank, today announced plans for the bank’s second Orange County office in Rancho Santa Margarita.
The bank is seeking regulatory approval through the Office of Thrift Supervision to open a full-service branch at 29818 Santa Margarita Parkway, Suite A. The office is scheduled to open in the second quarter of 2003 following renovations.
“Rancho Santa Margarita is an ideal setting for IronStone Bank’s customer focused brand of banking,” Parker said. “We’re looking forward to the opportunity to start building quality relationships with the people and businesses of this community.”
IronStone announced in December its plans for another Orange County office in Newport Beach in the Dove Building at 1201 Dove St. That branch is also scheduled to open in the second quarter of 2003 following renovations. Orange County will be the fourth market for IronStone Bank, which launched in Austin, Texas, in September and plans to open offices in Scottsdale, Ariz., and San Diego early in 2003.
IronStone Bank delivers exceptional service and comprehensive personal and business banking products. Its associates are dedicated to building long-lasting relationships with families, small to mid-sized businesses, professionals and the medical community.
The bank is a division of Atlantic States Bank, a federally-chartered thrift institution with 39 offices in Georgia and Florida. Atlantic States is a subsidiary of Raleigh, N.C.-based First Citizens BancShares (Nasdaq: FCNCA), one of the 100 largest financial holding companies in the United States with $12 billion in assets.
In addition to its branch offices, customers can access financial services through the bank’s Customer Contact Center toll free at 1-866-IB DIRECT (1-866-423-4732) and through the Internet at ironstonebank.com.
For more information, contact:
Barbara Thompson
(919) 716-2716
First Citizens BancShares