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Credit Cards, Loans
& Mortgages

Credit Cards

BankMiles

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Credit Cards

We offer a variety of credit cards to suit different lifestyles, different needs. So choose the IronStone Bank Visa credit card that's right for you and enjoy credit convenience everywhere you go. And credit card holders can earn BankMiles®* to fly anywhere, anytime.

Classic card features

Instant cash advances at any ATM (PIN required)
Checks that let you access your credit line (upon request)
$150,000 Travel Accident Insurance with tickets purchased for any common carrier by using your card.

Gold/Platinum card features

Premium cards, high credit limit
Instant cash advances at any ATM, (PIN required)
$500,000 Travel Accident Insurance with tickets purchased for any common carrier by using your card
Auto rental collision and loss damage insurance
Emergency ticket and cash replacement
Replacement of lost or stolen cards
Emergency medical and legal services while traveling

Credit card schedule of fees

Visa® Cards	Classic	Gold	Platinum
Annual Fee	$0	$0	$0
APR	Prime plus 3.9% (Variable)	Prime plus 2.5% (Variable)	Prime plus 2.95% (Variable)

Call us toll-free at
1.866.IB DIRECT
(1.866.423.4732), or...

E-mail IronStone Bank

	BankMiles
	Quest
	Visa® Check Card
	Personal Online Banking

For more information or to open an account, stop by your local branch or call us at
1-866-IB DIRECT (1-866-423-4732).

* Optional BankMiles® program requires annual membership fee.

Normal credit approval applies.

All IronStone Bank credit cards have a minimum annual percentage rate (APR) of 8%. Gold cards have a minimum credit line of $2,000.
Platinum cards have a minimum credit line of $5,000.
Transaction fees apply for cash advance, foreign currency conversion, late payment, over-the-credit limit and returned payment.

APR may vary on all variable rate cards: Classic (8.00% APR), Gold (8.00% APR), Platinum (8.00% APR), Medical Platinum (8.00% APR) as of January 1, 2009.

The prime rate used to determine your APR is the IronStone Bank prime rate as of the last business day of the preceding calendar month.


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